Buying a home is such a big step. How can I be sure that it is the right thing to do?
Only you can make the final decision, but our Sales Manager can provide you with all of the information that you need to help you make an informed decision. He will help you analyse and compare the actual costs of renting vs. buying and show you how building equity can be the best start for securing your financial future. He will also show you how tax benefits can make home ownership even more affordable.

How do I go about finding a loan to finance my purchase of a home?
When you are ready to begin the process, your Sales Manager will put you in touch with our home loan counsellor, who can help you understand how large a loan you can afford. The counsellor will suggest a number of affordable financing alternatives so that you can choose the one that best meets your needs. All information that you provide will be strictly confidential and will not be shared with anybody. Your counsellor will also provide you with a list of all the documents that you need to begin the process.

How much do I have to pay as maintenance charges every month?
As a responsible member of the Resident's Association, you will be expected to pay your fair share of expenses incurred by the association in the maintenance and upkeep of the building, its systems and premises. The typical expenses incurred by an association fall under the following categories:

  • • Security services
  • • Housekeeping services
  • • Common area electricity charges
  • • Water charges
  • • Diesel cost for generators
  • • Gardening expenses
  • • Insurance of the building
  • • Repairs of equipment such as lifts, pumps,transformers, generators,etc.

In addition, the Association will create a sinking fund to which each member is expected to contribute. The sinking fund will be used to undertake major repairs and maintenance such as painting of the building or replacement of equipments such as lifts, transformers, pumps, etc. Usually, the association distributes these expenses across all the members in proportion to the area of the flats that they own, denoting the maintenance expenses in per square foot per month.

Where can I get more information about the entire process of buying a home?
Click on the "Home Buying Process" section, and it will walk you through the various steps that will occur during this exciting time in your life. If you have any questions, please contact your Sales Manager and he will be happy to give you all the information that you need to go through this process smoothly.

How long does it take to build my home?
Depending on the size of the project, each phase of a project may take 18 months to 36 months to complete. At the time of booking of your home, your Sales Manager will give you an anticipated month for the completion of your home. Barring unforeseen delays, you should be able to occupy your new home within that time frame. If there are circumstances that could cause a delay, your Sales Manager will keep you informed.

What kind of warranty comes with a Universal Home?
You will receive a one-year warranty on your home. Should a problem arise, our Customer Service Department will respond promptly to fix it. In addition, you will be scheduled for regular service calls at one month, six month and eleven months after your home has been handed over to you. You can email your service requests to us.